Launched on the back of an extremely successful bank services solution, Sainsbury's have swiftly developed their personal finance solutions to cover a range of needs. Sainsbury's Car Insurance makes up a substantial part of the Sainsbury's Insurance offering to customers in the UK.
Supported by another HBOS affiliated company, Sainsbury's Car Insurance is underwritten by Esure Car Insurance (as they do for a number of leading brands). As such, it comes as no surprise that the sweet spot of a Sainsbury's Car Insurance quotation is hit by those drivers with four or more years of no claims bonus. This market provides less risk for Sainsbury's Car Insurance so they can reward their customers with lower car insurance premiums.
A Sainsbury's Car Insurance policy aims to provide you with goods levels of cover as well as a competitive price. As such, your Sainsbury's Car Insurance policy is likely to contain courtesy car cover as standard (whereas some insurers will remove this option). The Sainsbury's Car Insurance product comes with two items of cover which differentiate it from its competitors - uninsured driver cover (protects your no claims bonus if your accident involves an uninsured driver) and Sainsbury's shopping cover up to £200 (protects against loss of damage to any Sainsbury's shopping in your car).
Sainsbury's Car Insurance is arranged and underwritten by Esure Insurance. Like Sainsbury's Car Insurance, Esure is also part of the HBOS Group. This fact puts Sainsbury's Car Insurance in the same stable as other leading insurance brands such as First Alternative, Sheila's Wheels Car Insurance and Halifax Car Insurance.