How Do We Compare Car Insurance?

When you begin to compare insurance, you'll soon realise that not all products behave in the same way. Therefore, the methods we use to compare car insurance must differ to the way we compare life insurance, as an example. Whether you compare car insurance or any other product, one theme runs consistently across the board - we're getting you to your best insurer and your best value policy, in the shortest possible time, with as much relevant information as we can give you.

Our Method to Compare Car Insurance

Our chosen method to compare car insurance - one of three comparison methods we use - is carried out through sophisticated connections with each insurer on our car insurance comparison tool. These connections securely pass your details from us to each car insurer individually. They will then respond with their best quote, along with cover details and excess levels. Once you have assessed your car insurance comparison results, you can go to any of the insurers online or on the phone and find your details already entered into their system.

We're able to compare car insurance this way because the insurers are willing to invest in the IT systems required to connect with us. The benefits of comparing car insurance like this includes the fact that you get live quotes, more detailed policy information and the convenience of filling your details just the once. This is our "connected" insurance comparison method.

When we compare car insurance companies, we also provide you with our unique insurer rating. This is the result of a complex algorithm but the headline rating areas include the price, policy cover and excess levels as well as the previous success rates each insurer has had with customers who have the same or a similar profile to you. You can be on dangerous ground if you just compare car insurance on the quotes provided and go for the cheapest - the amount of cover, excess levels, customer service and reputation should also be considered.