4 Young Drivers is (as the name suggests) an insurance company which specialises in car insurance policies for young drivers. 4 Young Drivers have made themselves familiar with the varying lifestyles which young motorists lead and have put together a range of policies to suit their requirements.
4 Young Drivers Insurance has positioned itself and its policies in a niche market where speeding convictions and car modifications are common among their young driver customer base.
Having established outstanding relationships with the Lloyd's syndicates and major European car insurance underwriters, 4 Young Drivers can negotiate competitive premiums for their niche market. 4 Young Drivers Insurance has built up a reputation for serving this segment of the market very well for many years.
Initially concentrating on young drivers in the UK, the increased number of speed cameras on our roads has meant that 4 Young Drivers Insurance has had to adapt their policies to cater for the ease with which motorists can be caught out. 4 Young Drivers have also kept up with the increased popularity of car modifications among young drivers. There's even a gallery on the 4 Young Drivers website to show off a few prime examples!
The success of the 4 Young Drivers Insurance is down to their ability to look for signs in a young driver which show they are being punished by the rest of the market because of the statistics related to their age. 4 Young Drivers Insurance spends a lot of time looking for gaps in the market. This means that 4 Young Drivers Insurance are able to offer better discounts for particular young motorists who display signs of being a responsible driver, but may also have the traditional signs of being a higher risk e.g. a motoring conviction.
Although 4 Young Drivers offer competitive quotes to all young drivers, their strongest area lies with motorists who are over 19 and those with one year's no claims bonus. Their call centre is open 7 days a week so you can get instant cover from the moment you close the deal on your new car. 4 Young Drivers Insurance is a trading company of the Allen and Allen Group.