Many of us have been in the situation where we need insurance cover for a particular vehicle but we only need it temporarily. Until recently there's been little provision for this type of cover in the UK. Most insurance companies have stuck to their 10 or 12 month policies. That was until Temporary Cover Insurance Limited was launched in April 2006.
Seeing a gap in the market, Temporary Cover Insurance have brought to the market a policy which will provide your vehicle with cover for anything from 1 to 28 days. Previous to the launch of Temporary Cover Insurance, you may have had to take out an annual insurance policy and cancel it after your short period. However, this would have incurred considerable administration fees, not to mention a lot of hassle. So it's easy to see how Temporary Cover Insurance are aiming to help drivers across the UK.
Although the obvious angle for this type of service would be the provision of temporary car insurance, Temporary Cover Insurance have extended their temporary policy offering into the van insurance market where it is equally beneficial. To take the concept one step further, Temporary Cover Insurance can also be used to provide cover for additional drivers on a temporary basis. Instead of adding a named driver to your current policy (potentially losing a no claims bonus if the worst happens), you could insure that driver separately, on your vehicle with Temporary Cover Insurance.
Temp Cover Insurance is a trading style of Temporary Cover Limited - an independent insurance company. However, you will find that all of their car and van insurance policies are underwritten by Royal & Sun Alliance Insurance (the people behind More Than Car Insurance).