Budget Home Insurance

Budget Home Insurance is one of the core products offered by the renowned Budget Insurance Group. Budget Home Insurance is an independent intermediary which gives customers access to a range of leading UK home insurance companies.

Intermediaries effectively fulfill the same role as a traditional broker, except the policy and documentation you receive is likely to carry their name as the most prominent. As an intermediary, Budget Home Insurance has access to a limited panel of UK home insurers. Each time you request a quote from Budget Home Insurance, they will query this panel to find the best match they have to your circumstances and risk profile.

A standard Budget Home Insurance policy carries the elements of cover you'd expect from a leading home insurance intermediary. A Budget Home Insurance policyholder should be covered for accidental damage, new-for-old replacements, frozen food and bicycle cover.

Budget Home Insurance is fairly uncommon in that they will consider insurance risks in Northern Ireland. Each region, county, town and city across England, Wales and Scotland presents a different risk to home insurers. The insurers on the Budget Home Insurance panel have spent time "learning" the Northern Ireland region, allowing Budget Home Insurance to sell policies to this market.

Budget Home Insurance is an independent intermediary and is a trading name of Budget Insurance Services Limited (BISL) which is authorised and regulated by the Financial Services Authority. This effectively puts Budget Home Insurance in the market alongside its sister brands of Post Office Home Insurance, Marks And Spencer Insurance and Compare The Market (the home insurance comparison service).