Halifax Home Insurance

Making up part of the core insurance services of the trusted Halifax brand, Halifax Home Insurance compliments the many mortgage and loan solutions which homeowners also come into contact with via the Halifax.

One of the main highlights of a Halifax Home Insurance policy includes the ability to pay for your policy on a monthly basis without being charged a huge APR. Although many home insurance companies offer monthly payments, a zero or low APR is not common. Halifax Home Insurance provide the usual online discounts as well as a reduced premium for buying your buildings insurance and contents insurance together in one Halifax Home Insurance policy.

One of the potential pitfalls when arranging home insurance is working out exactly how much buildings cover you take out. You should give yourself enough cover to rebuild your property (not to cover the market value). A Halifax Home Insurance policy actually gives you unlimited buildings cover. This means you will never be under-insured for your buildings insurance when you take out a Halifax Home Insurance policy. In doing this, Halifax Home Insurance is catering for the many homeowners who do not update their policies as their house prices rise or fall.

The Halifax brand belongs to the HBOS Group (Halifax and the Bank of Scotland). Halifax Home Insurance is underwritten by St Andrew's Insurance plc which is authorised and regulated by the Financial Services Authority (FSA). The Home Emergency element of cover which can be included in your Halifax Home Insurance policy is underwritten by Inter Partner Assistance whilst any legal expenses from your Halifax policy is underwritten by DAS Legal Expenses.