Life Insurance Guides
Best Insurance Advice List #0

Finding Cheap Yet Comprehensive Life Insurance

No one wants to overpay on life insurance - especially at a time when finances are difficult due to the credit crunch. But there is a way to secure cheap life insurance without compromising on the offerings of a policy. All you need is a bit of time and patience for research and comparison, as well as a little advice and know-how in terms of what you should be looking for.

12th December, 2008

How To Compare Life Insurance And Make Sense Of Your Options

Life insurance isn't a simple product - and there are a lot of policy specifics to compare when searching for cover that's right for you. So before you begin sifting through countless policies, it pays to familiarise yourself with the general types of products available on the market, as well as to establish an idea of the type of policy you'll ultimately want to secure for yourself.

12th December, 2008

Finding Your Best Life Insurance Quote

Life insurance is one of the most difficult purchases anyone can make - not only because it prompts consideration of the possibility of death, but because the extensive choice of policies available on the market can make it complicated to know what's right for you. But there are various ways to determine which type of policy suits your needs.

3rd November, 2008

How to Buy Life Insurance

Buying life insurance is not an everyday experience. When it comes to buying life insurance, you can't be expected to know every detail of the product. The subtle methods which allow you to get the most out of buying life insurance come from experience.

21st April, 2008

Endowment Life Assurance

Endowment life assurance is a life assurance product which is designed to pay out a lump sum to the policyholder after a specified term. Endowment life assurance policies are typically with profits or unit linked.

21st April, 2008

Key Man Insurance

Key man insurance (or key person insurance to use the more politically correct terminology) is a form of life insurance policy designed to protect a business against the death or serious illness of a key employee which may prevent them from performing their duties.

21st April, 2008

Level Term Life Insurance

Level term life insurance is a type of life insurance policy which guarantees a lump sum payout if the policyholder dies during a specified time period ("the term"). The level part of the phrase, level term life insurance, reflects the fact that protection is provided by the life insurer in return for a fixed monthly premium.

21st April, 2008

Life Assurance or Life Insurance

When you're looking around for life protection products, it's likely that you've come across the phrase life "assurance" as much as you've come across life "insurance". This varying terminology highlights two subtle variations to what the customer can expect from a life assurance and life insurance policy.

21st April, 2008

Life Insurance Cover Explained

Life is uncertain, that much is sure. And because we never know what's around the next corner (other than death and taxes!) the insurance business developed life insurance products. So it'll come as no surprise that, despite a few modernisations, it's one of the oldest types of insurance.

21st April, 2008

What length of life insurance cover do I need?

When buying a product you haven't purchased before, especially one as intangible as life insurance cover, it is difficult to gauge every aspect of your purchase. This is heightened with life insurance cover because, other than getting piece of mind, you don't actually consume the product until it comes to making claim - by which time you may have already passed away and you're not the direct beneificiary of your life insurance cover.

21st April, 2008

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