Life Insurance Guides

The Basics of Comparing Life Insurance

One of the most common pieces of advice you'll hear when searching for life insurance is that you should always compare life insurance policies and life insurers before deciding on any one product. But what exactly should you be comparing - besides the obvious things, such as cost - and how can you gauge dissimilarities to hone in on a policy that's right for you?

26th January, 2009

How To Compare Life Insurance And Make Sense Of Your Options

Life insurance isn't a simple product - and there are a lot of policy specifics to compare when searching for cover that's right for you. So before you begin sifting through countless policies, it pays to familiarise yourself with the general types of products available on the market, as well as to establish an idea of the type of policy you'll ultimately want to secure for yourself.

12th December, 2008

Finding Cheap Yet Comprehensive Life Insurance

No one wants to overpay on life insurance - especially at a time when finances are difficult due to the credit crunch. But there is a way to secure cheap life insurance without compromising on the offerings of a policy. All you need is a bit of time and patience for research and comparison, as well as a little advice and know-how in terms of what you should be looking for.

12th December, 2008

Finding Your Best Life Insurance Quote

Life insurance is one of the most difficult purchases anyone can make - not only because it prompts consideration of the possibility of death, but because the extensive choice of policies available on the market can make it complicated to know what's right for you. But there are various ways to determine which type of policy suits your needs.

3rd November, 2008

Unit Linked Life Insurance

Unit linked life insurance works on a basis of collective investment alongside many other unit linked life insurance policyholders. A collective investment programme is a way of bringing together the strength of many customers' finances in order to make it more feasible for an individual investor to achieve a wider range of investments. In this way, a unit linked life insurance policy helps customers to spread the risk of their investment.

21st April, 2008

Pension Term Assurance

Pension Term Assurance (PTA) policies had a short life span and have now become a redundant form of life insurance as they are no longer available to buy in the UK. Pension term assurance policies were originally introduced under new pension rules put in place by the Government on 6th April 2006. However, these new rules were subsequently withdrawn by the Government in the pre-Budget Report on 6th December 2006.

21st April, 2008

Mortgage Life Insurance

You may find that mortgage life insurance is also referred to as "mortgage life protection" or "decreasing term assurance". Mortgage life insurance and mortgage payment protection insurance hold a subtle differentiation which you need to be aware of.

21st April, 2008

Life Insurance With Profits

A life insurance policy with is termed as being "with profits" is an insurance agreement between a policyholder and an insurer which benefits from the profits of that life insurance company. Insurance companies which offer life insurance with profits tend to have roots as a mutual life insurer.

21st April, 2008

The Value Of Your Life Insurance Policy?

he factors which affect the life insurance policy you need are constantly changing. You may buy a house, get married, have children or become self-employed and it may all seem part of life's course. However, each of these can change the value and length of your life insurance policy is required.

21st April, 2008

What length of life insurance cover do I need?

When buying a product you haven't purchased before, especially one as intangible as life insurance cover, it is difficult to gauge every aspect of your purchase. This is heightened with life insurance cover because, other than getting piece of mind, you don't actually consume the product until it comes to making claim - by which time you may have already passed away and you're not the direct beneificiary of your life insurance cover.

21st April, 2008

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