Guide to Domestic Appliance Insurance

So, you've just splashed out on a new domestic appliance. Your thoughts are not going to be concentrating on repairs, replacements and domestic home appliance insurance just yet. No, you're going to be thinking "I hope it fits!" But before you think about stepping foot in the shop, you should know what home appliance insurance is and what it can offer.

Many retail outlets will try the hard sell on a warranty product, just when you're at the till in buying mode. In some retail outlets, the sales staff actually make commission on the number of home warranty products they sell. However, you should know that it's actually possible to get a higher level of domestic appliance insurance cover, for less money, from a dedicated domestic appliance insurance specialist. They can provide you with cover for all your domestic appliances, usually for less money than the retail outlet will offer for one domestic appliance.

The Best Domestic Appliance Protection

Half the battle in finding the best protection for your domestic appliances is finding a reputable insurer. Our picks of the domestic appliance insurance market are:

Domestic appliance insurance and standard warranty

Initially, when you look at the pros and cons of your purchase, you'll take note of the manufacturer's warranty which comes with most domestic appliances these days. Obviously, this negates the need for a domestic appliance insurance policy to cover that particular item. However, the warranty products which are pushed on you in the shop tend to be extended warranty policies.

Domestic appliance insurance can cover white goods such as fridges, freezers, washing machines and dishwashers as well as televisions, stereos, computers, lawnmowers and so on. With a single domestic appliance insurance policy which covers all of these items, it's easy to see how you can make a cost saving against the option of buying insurance cover on each individual item.

Benefits of domestic appliance insurance

Domestic appliance insurance policies can vary slightly between each provider so always check the small print before you buy. However, most domestic appliance insurers offer new-for-old cover, accidental damage cover, a network of approved repairers, 24 hours helpline and renewable protection.

Domestic Appliance Insurance Companies

If you want to look into insuring your domestic appliances on a separate policy to your home contents insurance, here's a handy list of domestic appliance insurance companies who provide cover for this specific need:

• Domestic Appliance Insurance Comparison